RV Financing

There’s no better time to buy an RV! You’ve searched and researched, and you’ve found the RV of your dreams! Whether it’s new or used, the question now is: How can you afford to make that dream a reality?

The answer: by financing your purchase with terms that make it affordable for almost every budget.

RV brands like Coachmen, Keystone, XLR and Dutchmen offer you and your family tons of enjoyment with the RV lifestyle. As a premier St. Louis RV dealer, we offer trouble-free service. Our inventory also contains a variety of pre-owned RVs.

 

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One-Stop Finance Shopping

We can arrange on-the-spot financing through one or more major lenders and would be happy to help your purchase dream come true. Our in-depth knowledge will make the process go that much smoother.

Reasons to Finance 

When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. 

Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities.

Remember, the RV is considered a qualified second residence as long as you designate it for each tax year."

Advantages of a RV Lending Specialist

RV financing may offer several practical advantages. While final terms depend on factors such as your credit profile and the age, type, and cost of the RV, many RV lenders offer down payment options typically ranging from 0% to 30%.

RV financing terms are often longer, which may help reduce monthly payments. Because RV lenders understand the value retention and resale appeal of recreational vehicles, they may offer competitive financing structures, including repayment schedules of up to 15 to 20 years for qualified buyers.

Financing your RV purchase may also help preserve your available cash and investment assets. Rather than using those funds upfront, you may choose to keep them available for other financial opportunities, which could potentially generate returns that offset some of the cost of financing.